Consumer Privacy Policy

FACTS

WHAT DOES FIRST EQUITY MORTGAGE INCORPORATE DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or servie you have with us. This information can include:

  • Social Security Number
  • Income
  • Credit card or other debt
  • Assets
  • Credit history
  • Payment history

When you are no longer our customer, we continue to share your information as described in this notice.

HOW?

All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reasons First Equity Mortgage Incorporated chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information.

For our everyday business purposes -- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

  • First Equity Mortgage does not share.

For our marketing purposes -- to offer our product and services to you.

  • First Equity Mortgage does not share.

For joint marketing with other financial companies.

  • First Equity Mortgage does not share.

For our affliates' everyday business purposes -- information about your transactions and experiences.

  • First Equity Mortgage does not share.

For our affliates' everyday business purposes -- information about your creditworthiness.

  • YES, First Equity Mortgage does share this information. You are not permitted to limit this sharing.

For our affiliates to market to you.

  • First Equity Mortgage does not share.

For nonaffiliates to market to you.

  • First Equity Mortgage does not share.

QUESTIONS

Call 800-766-8862 or email firstequitymortgage@dreeshomes.com.


Who we are

Who is providing this notice?

First Equity Mortgage Incorporated


What we do

How does First Equity Mortgage Incorporated protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does First Equity Mortgage Incorporated collection my personal information?

We collect your personal information, for example, when you

  • Apply for a loan
  • Give us your contact information
  • Give us your income information
  • Provide account information
  • Provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes - informaiton about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.


Definitions

Affiliates -- Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates -- Companies not related by common ownership or control. They can be financial and nonfinancial companies. First Equity Mortgage Incorporated does not share with nonaffiliates so they can market to you.

Joint Marketing -- A formal agreement between nonaffiliated financial companies that together market financial products or services to you. First Equity Mortgage Incorporated does not jointly market.