SKIP TO MAIN CONTENT
MENU
CLOSE
Loan Types
Learning Center
Purchase Expectations
Securing Your Financing
Relocation Financing
Mortgage Glossary
Our Team
Gary Feldkamp
Peggy Beckett
Mike Cosgrove
Dustin Kaffenberger
Chris Niere
Paul Richard
Dan Sagle
Steve Schlagbaum
Calculators
Payment Calculator
Annual Percentage Rate
Prepayment Savings
Early Payoff
Refinance Break Even
About Us
Contact Us
Already Applied? Login
Which Mortgage is Right for Me?
Conventional Loans
Features:
Fixed or
adjustable-rate mortgages
with various term options
Loans meet the income and minimum 5% down payment requirements set by Fannie Mae and Freddie Mac
Available for primary residences, second homes and investment properties
Borrowers who put at least 20% down don't have to pay for mortgage insurance
FHA Loans
VA Loans
Features:
Government-insured mortgage issued by the Federal Housing Administration
15 and 30-year fixed-rate terms
Lower credit and income requirements
Low down payments
Require FHA mortgage insurance
Features:
Designed for U.S. veterans, active duty service members and widowed military spouses
Must be primary residence
100% financing with no down payment required
Lower credit and income requirements
USDA Loans
Features:
100% financing with no down payment required
30-year loan terms with fixed interest rates
Loans are insured through the USDA loan program
Must be primary residence
Home must be located in an area eligible for USDA financing
Jumbo Loans
Features:
Availalbe for loans that exceed typical conventional loan limits
Can be used to purchase primary homes, investment properties and vacation homes
Fixed or adjustable-rate mortgages with various term options
Apply Now