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Which Mortgage is Right for Me?


Conventional Loans

Features:

  • Fixed or adjustable-rate mortgages with various term options
  • Loans meet the income and minimum 5% down payment requirements set by Fannie Mae and Freddie Mac
  • Available for primary residences, second homes and investment properties
  • Borrowers who put at least 20% down don't have to pay for mortgage insurance

FHA Loans

VA Loans

Features:

  • Government-insured mortgage issued by the Federal Housing Administration
  • 15 and 30-year fixed-rate terms
  • Lower credit and income requirements
  • Low down payments
  • Require FHA mortgage insurance

Features:

  • Designed for U.S. veterans, active duty service members and widowed military spouses
  • Must be primary residence
  • 100% financing with no down payment required
  • Lower credit and income requirements

USDA Loans

Features:

  • 100% financing with no down payment required
  • 30-year loan terms with fixed interest rates
  • Loans are insured through the USDA loan program
  • Must be primary residence
  • Home must be located in an area eligible for USDA financing

Jumbo Loans

Features:

  • Availalbe for loans that exceed typical conventional loan limits
  • Can be used to purchase primary homes, investment properties and vacation homes
  • Fixed or adjustable-rate mortgages with various term options

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NMLS #21157    |     FAIR LENDER     |     FAIR HOUSING    |  DREES HOMES    |  CAREERS

www.nmlsconsumeraccess.org

 

First Equity Mortgage, Inc. is an Equal Housing Lender. All rights reserved. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

211 Grandview Drive, Fort Mitchell, KY 41017

800-766-8862    |    513-891-8862    |   firstequitymortgage@dreeshomes.com 

NMLS #21157    |     FAIR LENDER     |     FAIR HOUSING    |  DREES HOMES    |  CAREERS

www.nmlsconsumeraccess.org

 

First Equity Mortgage, Inc. is an Equal Housing Lender. All rights reserved. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.